Financial Due Diligence

In-depth review of a company’s financial health, examining historical performance, current financial status, and future projections

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Comprehensive Financial Insights for Confident Business Decisions

When considering an acquisition, merger, investment, or partnership, understanding the true financial position of a business is essential. At The MGroup Partnership, we specialise in financial due diligence services that provide a thorough and objective analysis of financial records, performance, and risks. With our support, you gain the clarity and confidence needed to make well-informed decisions and secure your investment.

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When is Financial Due Diligence Needed?

Our financial due diligence services are designed to support various types of transactions and investments, including:

  • Mergers & Acquisitions:
    Assess the financial health, risks, and value of the target company before a merger or acquisition.
  • Private Equity & Investment Deals:
    Verify the financial integrity of a business to ensure a sound investment and understand potential returns.
  • Partnerships & Joint Ventures
    Gain a clear understanding of the financial standing of prospective partners, reducing risk in strategic alliances.
  • Management Buyouts (MBOs):
    For MBOs, due diligence ensures that existing financials support the management team’s growth and performance plans.
  • Financing & Debt Arrangements:
    Lenders and investors often require a comprehensive financial assessment before approving financing.

Our Approach: Tailored, Thorough, and Insightful

Effective financial due diligence goes beyond verifying numbers—it’s about fully understanding the business, its financial drivers, and potential challenges. At The MGroup Partnership, we tailor our due diligence process to align with your transaction goals, taking the time to learn about the target company, the industry it operates in, and your strategic objectives. Our team provides not only a snapshot of the company’s current financial status but also an analysis of how it aligns with your own financial and strategic ambitions.

The Benefits of Financial Due Diligence

  • Risk Identification and Mitigation:
    Due diligence helps uncover potential financial and operational risks that may impact the success of the transaction. By identifying these risks early, we enable you to negotiate more effectively or implement protective measures.
  • Accurate Valuation:
    Through a careful assessment of the company’s assets, liabilities, revenue, and cash flow, we help ensure the valuation reflects its true financial worth, giving you a stronger foundation for negotiation.
  • Enhanced Decision-Making
    A detailed financial analysis provides insights into the strengths and weaknesses of the target business, allowing you to make informed, data-driven decisions.
  • Optimised Deal Structure:
    Understanding the financial intricacies of a target company allows you to structure the transaction in a way that minimises financial exposure, optimises tax outcomes, and aligns with your business goals.
  • Improved Post-Acquisition Integration:
    Financial due diligence identifies potential operational or financial challenges, enabling smoother post-acquisition integration and quicker value realisation.

Our Financial Due Diligence Services Include

Financial Statement Analysis

We assess the accuracy and reliability of financial statements, including balance sheets, profit and loss statements, and cash flow statements, to ensure they reflect the company’s true financial health.

Quality of Earnings Assessment

We examine revenue sources and cost structures to validate the company’s earnings quality, ensuring reported profits are sustainable and free from non-recurring or misleading items.

Cash Flow Analysis

Our team reviews historical and projected cash flows, helping you understand the company’s liquidity, operational cash generation, and debt repayment capabilities.

Balance Sheet Review

We evaluate assets, liabilities, and equity positions to identify any hidden debts, off-balance sheet obligations, or overstated assets.

Working Capital Assessment

Analysing the target company’s working capital helps you determine if additional capital might be required post-transaction and highlights areas for efficiency improvement.

Tax Compliance & Exposure Review

We identify potential tax liabilities and review the company’s tax compliance history to minimise future tax risks and liabilities.

Debt and Financial Obligations Review

Our team carefully assesses any loans, leases, and contingent liabilities to provide a clear picture of the company’s debt and financial obligations.

Operational and Market Risk Assessment

Beyond financials, we consider operational factors and market conditions that may affect the company’s stability, identifying any external risks that could impact long-term success.

Why Choose The MGroup Partnership for Financial Due Diligence

Thorough, Objective Analysis

We project revenue growth based on historical data, market trends, and business goals, giving you realistic expectations for your income streams.

Customised Approach

Cash flow is essential to a stable business. We create models that track inflows and outflows, helping you manage liquidity, anticipate funding needs, and plan for capital expenditures.

Experienced Professionals

Accurate expense forecasts allow you to create realistic budgets and monitor spending in key areas. We provide detailed expense models that align with your financial goals and cost-saving initiatives.

Actionable Insights for Confident Decisions

Our profit and loss forecasts give you a snapshot of anticipated profitability, providing valuable insights into how business decisions impact your bottom line.

The MGroup Partnership – Turning Financial Data into Strategic Success

Secure Your Investment with The MGroup Partnership

The MGroup Partnership is committed to providing thorough, insightful financial due diligence that allows you to make confident, strategic business decisions. By working with us, you’ll gain a comprehensive understanding of the target company’s financial position, identify potential risks, and secure a deal that aligns with your objectives. Contact us today to learn more about how our Financial Due Diligence services can support your next transaction.

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Jordan Lyne

Partner

Jordan has worked with various client’s over his ten years at The MGroup. The services provided range from bookkeeping, VAT returns, annual accounts and management accounts. He has been involved in recruitment of new staff members and helped move the firm on with it’s systems by creating and improving internal controls and procedures.

Jordan manages his resources efficiently to meet deadlines and where clients have specific requirements, he works closely with them to ensure these are both feasible and met in a timely manner. Jordan has clients in various sectors, ranging from international companies to smaller locally based businesses.

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j.lyne@themgroup.co.uk

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Wendy Tatham

Partner

Wendy joined the firm in 2015, after starting in finance for the NHS and then qualifying with another local firm of accountants. She brought with her experience across all areas, having previously managed payroll support, corporate and personal tax compliance and planning alongside other general practice elements.

Wendy works with clients across a range of sectors and enjoys supporting them with their statutory reporting, internal financial processes, corporate and personal tax planning and business advisory services. A key area of interest is working closely with her clients to support them with growing and restructuring their businesses to align with their long term goals.

In her spare time Wendy is the lead volunteer for Oxfordshire Scouts, supporting 95 Scouts groups across the county to deliver a fun programme of activities to young people aged 4 to 24.

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w.tatham@themgroup.co.uk

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Geoff Pinder

Corporate Finance Partner

Geoff has operated in the Mergers & Acquisitions and the corporate finance arena since 2004. He has held Executive roles leading and managing the performance and productivity of cross functional teams focused on delivering a high quality service to clients across complex portfolios.

Selling a business is a life changing event, and Geoff’s passion is working with businesses owners to help them explore the various exit options and strategies available to achieve their objectives, leading to excellent results for all stakeholders.

Geoff has been involved in over 500 deals across multiple industry sectors, working predominantly on the sell side of transactions, including sales to strategic buyers, private equity, and MBO’s.

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g.pinder@themgroup.co.uk
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Darren Green

Partner

Having grown up in North Oxfordshire, Darren joined The MGroup in 1999 as a trainee, qualified in 2003, and became a partner in 2010. Darren is best known for his ability to ‘go the extra mile’ for clients; even changing a flat tyre outside the office when it was discovered after a meeting, helping his clients to safely make their way home.

Aside from changing tyres, Darren enjoys helping clients to grow their varied and interesting businesses, and gaining insights into a wide range of sectors. In particular, he likes working within the corporate finance team, assisting with financial projections and due diligence for prospective buyers. Darren enjoys the challenging and pressurized nature of this type of work. Many of his clients are from manufacturing, technology or start-up backgrounds.

In his spare time Darren is a family man and he also enjoys sport, including football, skiing and running. He has taken part in a 26 mile walk for a cancer charity with colleague Geoff.

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d.green@themgroup.co.uk

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Peter Smith

Partner

Peter joined The MGroup in 1990 and became a partner in 1996. Originally from Wiltshire, Peter is a member of the Oxford Chamber of Commerce where he has been a Chamber council member for over 20 years.

Helping to provide a complete finance solution to companies is one of Peter’s key focus areas. He believes this to be a service that sets the partnership aside from its competitors, alongside The MGroup values and employees.

Peter provides financial mentoring, support with strategy and planning, solutions to increase profitability and improve cash flow, and help with expansion/diversification plans. His specialist interest areas include not-for-profit, healthcare and international organisations.

Peter enjoys the opportunities and challenges he is faced with every day at The MGroup and making a difference to clients’ lives. He is also a keen local charity supporter, regularly helping to raise funds and awareness for SeeSaw and SpecialEffect where he is an ambassador.

Outside of work, Peter is a Chelsea Football Club season ticket holder. He likes walking in the local area, especially if there is a pub or café at the end of the walk, and enjoys holidays in Devon, in particular to a secret escape in Dartmouth.

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p.smith@themgroup.co.uk
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Richard Clayton

Partner

In 1984 Richard became the youngest ever partner at The MGroup at the age of 27 and is now the longest serving partner. Richard is a true team player, having been a prominent local footballer in his early years. He very much brings the team ethos to The MGroup who like to work as an integral part of their client teams.

Richard qualified in 1982 and has worked with many of his clients for decades, evidence of the excellent service provided by both Richard and the firm. Richard is proud of the firm’s exceptional reputation. He continues to develop new strategies and explore improvements to the services they provide and remains highly ambitious and committed. Outside of work Richard enjoys golf, football, spending time with his family and the very occasional glass of wine (normally accompanied by too much food!).

Richard has a depth of knowledge and experience in all areas of the construction industry and also deals with most of the firms agricultural clients. He also deals with a wide range of other clients which include a substantial number of UK subsidiaries of overseas companies together with a number of high profile local businesses. Richard is a firm believer that the role of a trusted accountant is to provide clients with the best possible advice and support. The client does not always have to follow advice but he believes they must have all options on the table to form a meaningful decision.

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r.clayton@themgroup.co.uk

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