Oxford Office - 01865 552 925  |  Witney Office - 01993 776 476 team@themgroup.co.uk
personal finance services and tax

Personal Finance & Tax

Personal Finance & Tax

Our expert teams provide personal finance and taxation advice in a clear, uncomplicated and approachable manner.

Personal finance and taxation is becoming more and more complex, with ever increasing responsibility being placed on the individual UK tax payer. From individuals, to families to business owners proper financial and tax planning will help you to avoid possible pitfalls, minimise your tax liabilities, safeguard your wealth and provide a legacy for your children. It is also important to seek advice before taking any life-changing steps such as making gifts to children or selling your business.

At The MGroup, we can support you across the range of our expertise because of the way we collaborate; particularly between our accountancy partnership and independently regulated financial services company.

During your initial meeting, one of our partners will identify and guide you through which services could help you in the short and longer term. For example, there may be specific or general tax planning opportunities which would lead to working with one or more of our personal tax managers, or maybe we will recommend one of our independent financial advisors to help with pensions planning.

Regardless of your unique route, your partner will stay involved throughout the process.

We can help with

  • Personal Finance Planning/Wealth Management: Where we will review your current financial affairs to advise on the financial implications of activities such as investments, identifying potential tax savings and advising on legislative requirements.
  • Income Planning: If you have income from a number of sources, we can help you set up a tax efficient structure.
  • Inheritance Tax: Up to 40% of your estate can be paid to the government in inheritance tax. We can advise you of the legal ways you can reduce this tax burden, such as the setting up of trusts, tax efficient wills, reliefs and making use of gifts.
  • Capital Gains Tax: Capital Gains Tax is due on the sale of assets, including those held abroad. Through consideration of timescales and making full use of the tax reliefs and exemptions available to you, you can minimise your tax liability.
  • Retirement Planning/Pensions Advice: For individuals considering their pension options we can help, including pensions under the new auto-enrolment guidelines for themselves or their business.



We are efficient and friendly advisers and are always happy to advise you on any business matters.



“Without a doubt, I recommend speaking with The MGroup. They are very knowledgeable, very understanding, have a good feel for our business and accommodate us quickly when we need help. We frequently get approaches from other accountancy firms and I tell them that we have no need to look elsewhere as everything is catered for very efficiently by Peter Smith and his team. I couldn't fault them."

Peter MaceManaging Director, TT Concrete

“We have been working with The MGroup for over ten years and have formed an excellent working relationship where both parties enjoy the benefits of each other’s expertise. We have always found The MGroup’s staff to be professional, courteous and attentive and would not hesitate to recommend their services.”

R Rosser, Chief Executive The In Oxford Group

“Fortunately, when we were ready to expand our company to the UK we were referred to The MGroup. As a North America based enterprise we had little knowledge of UK business and tax matters. The MGroup helped us with everything from compliance and payroll regulations to establishing a banking relationship. The staff members are very responsive and we continue to rely on their support as our UK operations grow.”

Laurie Diaz, V.P. Corporate Controller, Yardi Systems

“Mark has given me excellent Corporate Finance advice and support for 3 years and I would thoroughly recommend him. He is very tenacious in finding suitable companies to acquire and then good at negotiating and putting deals together, including the all important funding. He is also very innovative in finding solutions to issues arising along the way.”

Mark Swaby is a Management Buy In client

“I used The MGroup for the first time to buy another Drainage Company to add services & coverage to my own. Mark and his team give a top rate service from start to end and we achieved the purchase within 5 months – good honest, knowledgeable advice from people who know their stuff.”

Paul Marshall, Unbloc

“The entire, sometimes daunting, process ran on rails from concept to completion thanks to the professionalism of The MGroup.”

Stewart Betts, Director, Houlihan & Co Ltd

“We moved to The MGroup as our business had grown from a small to medium sized one and we needed more comprehensive support on all accountancy matters and detailed support with our SAGE systems. We have been really pleased with the service we have received from The MGroup and wouldn’t hesitate to recommend them to other businesses looking for an all round accountancy service.”

Sarah Steel, The Old Station Nursery Ltd


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The MGroup

Like to know more about how The MGroup can help you or your business?

Call our offices in Oxford 01865 552 925 & Witney 01993 776 476 or use our form.

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