Personal Finance & Tax
Personal Finance & Tax
Our expert teams provide personal finance and taxation advice in a clear, uncomplicated and approachable manner.
Personal finance and taxation is becoming more and more complex, with ever increasing responsibility being placed on the individual UK tax payer. From individuals, to families to business owners proper financial and tax planning will help you to avoid possible pitfalls, minimise your tax liabilities, safeguard your wealth and provide a legacy for your children. It is also important to seek advice before taking any life-changing steps such as making gifts to children or selling your business.
At The MGroup, we can support you across the range of our expertise because of the way we collaborate; particularly between our accountancy partnership and independently regulated financial services company.
During your initial meeting, one of our partners will identify and guide you through which services could help you in the short and longer term. For example, there may be specific or general tax planning opportunities which would lead to working with one or more of our personal tax managers, or maybe we will recommend one of our independent financial advisors to help with pensions planning.
Regardless of your unique route, your partner will stay involved throughout the process.
We can help with
- Personal Finance Planning/Wealth Management: Where we will review your current financial affairs to advise on the financial implications of activities such as investments, identifying potential tax savings and advising on legislative requirements.
- Income Planning: If you have income from a number of sources, we can help you set up a tax efficient structure.
- Inheritance Tax: Up to 40% of your estate can be paid to the government in inheritance tax. We can advise you of the legal ways you can reduce this tax burden, such as the setting up of trusts, tax efficient wills, reliefs and making use of gifts.
- Capital Gains Tax: Capital Gains Tax is due on the sale of assets, including those held abroad. Through consideration of timescales and making full use of the tax reliefs and exemptions available to you, you can minimise your tax liability.
- Retirement Planning/Pensions Advice: For individuals considering their pension options we can help, including pensions under the new auto-enrolment guidelines for themselves or their business.
GET IN TOUCH
We are efficient and friendly advisers and are always happy to advise you on any business matters.
I am very grateful and happy to be working with the MGroup. Our main contact is Jessica Mason. She has been fantastic to work with. We are a USA based company expanding into the UK. I have absolutely no experience dealing with VAT and other tax laws regarding the UK. Jessica has held my hand every step of the way and explained things and done detective work to help get the job done. There is no way I could manage this business without her help and her guidance. I would highly recommend her and her firm, the MGroup to anyone.
Kristin Garrett-Jarvis, CFO - InfiniteAloe UK Ltd
"My company was recently introduced to the M Group because we undertook an MBO and they advised us to a successful conclusion. As part of this exercise they undertook due diligence work to show the lender that the deal would be fundable. In my view the standard of their work was excellent and I would recommend them to other potential clients. Many of the bigger professional firms no longer put their client’s requirements and interests first, they tell you what can’t be done not what can. I am glad to say that M Group are refreshingly different in this respect."
Simon E Hersh, FD – NS Optimum Ltd
"Mr Green has served as the personal tax accountant for my wife and myself since 2013. He has always been diligent and scrupulous in preparing our annual tax returns. He has also dealt efficiently and successfully with the Revenue Service on my behalf, regarding a charitable business account. I am pleased to recommend him wholeheartedly to any potential client."
Professor S Gordon
“Without a doubt, I recommend speaking with The MGroup. They are very knowledgeable, very understanding, have a good feel for our business and accommodate us quickly when we need help. We frequently get approaches from other accountancy firms and I tell them that we have no need to look elsewhere as everything is catered for very efficiently by Peter Smith and his team. I couldn't fault them."
Peter Mace, Managing Director, TT Concrete
“Fortunately, when we were ready to expand our company to the UK we were referred to The MGroup. As a North America based enterprise we had little knowledge of UK business and tax matters. The MGroup helped us with everything from compliance and payroll regulations to establishing a banking relationship. The staff members are very responsive and we continue to rely on their support as our UK operations grow.”
Laurie Diaz, V.P. Corporate Controller, Yardi Systems
“Mark has given me excellent Corporate Finance advice and support for 3 years and I would thoroughly recommend him. He is very tenacious in finding suitable companies to acquire and then good at negotiating and putting deals together, including the all important funding. He is also very innovative in finding solutions to issues arising along the way.”
Mark Swaby is a Management Buy In client
“I used The MGroup for the first time to buy another Drainage Company to add services & coverage to my own. Mark and his team give a top rate service from start to end and we achieved the purchase within 5 months – good honest, knowledgeable advice from people who know their stuff.”
Paul Marshall, Unbloc
"It is always a pleasure dealing with the M Group as they provide immediate assistance when we need it and are always prepared to go the extra mile to provide an excellent service to their clients. I have no hesitation recommending them and we have been extremely satisfied for many years."
Mr D Rist, Kennington Flooring Limited
""The MGroup have really been there for me and my business through the good times and the more difficult ones. Their advice has always been spot on, and has really helped me to plan ahead and to consider angles on decisions which I might not have thought about otherwise. As well as being admirably clear and straightforward, everyone I have dealt with there has been friendly, patient, and thoughtful, and has really taken the time to get to know my business."
Jessica Harvey-Smith, Debate Chamber Limited
On Friday 27th September, staff at the MGroup organised a 'Bake off' competition in aid of Macmillan Cancer Support. Across both the Oxford and Witney offices staff had made some fantastic cakes / biscuits. The event raised a total of £235 for Macmillan!read more
On Sunday 13th October, eight members of staff will be running in The Oxford Half Marathon. The team are raising money for SeeSaw, a local charity with which we have a longstanding relationship and have supported over the years. SeeSaw provides grief support for...read more
Do you like a round of golf? Every month The MGroup run a breakfast networking event at Studley Wood Golf Club. Please see our flyer for more of the details:read more